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Goals....

March 8th, 2012 at 12:51 pm

Here's my short term goal .... since the plan as of now is that I need to move to my own place by October 1st I need to save a decent amount of money by then. I need money for a deposit... need to pay off what I owe to the electric company so I can get that turned on... and save up enough to get some basic furniture and other things needed for my own place.

I'm getting $811 back on my tax return... I plan to take $200 of that for a weekend trip, only because I won a 2 night stay at a resort in San Diego and tickets to Sea World ... I figure $200 should be enough to cover my half of the gas and food for 3 days, and maybe a little bit of extra spending money.

The remaining $611 is going to go to paying off the electric company ($420) and I'm planning to use the other $191 to get new tires for my car, they're getting worn out and I don't need to have any more blow outs on the freeway.

My goal is to save $500 a month April-September .... which will give me $3000 .... about $1500 of that will be the deposit money for my own place, and the other $1500 will be for my furniture and other things, I plan to do LOTS of thrift store and garage sale shopping for those things, and look for any hand me downs from friends and family.

5 Responses to “Goals....”

  1. scottish girl Says:

    Good luck Smile

  2. creditcardfree Says:

    Disappointed to hear that you have to spend $200 when you are so deep in debt. It would be one thing if you had already paid for a hotel and tickets, but these were free. Not using something free that really ends up costing you is not free.

    Just think how far $200 could go to getting supplies for your new living space?

  3. wowitsawonderfullife Says:

    I'd sell the trip and tickets you won and you would be ahead the selling price and the $200. Just thinkin'

  4. CB in the City Says:

    Yeah. This is one of those cases when your wants are butting heads with your needs. Is there someone else who could use the tickets? You are young. Get on your feet financially, and you will have lots and lots of adventures and fun in your life.

  5. ceejay74 Says:

    I kind of agree with the above, but I also know that not completely depriving yourself can keep you from going off the rails.

    I'm more curious about why you think you can only save $500 per month, when you said there was over $1000 budget surplus. Unless you're putting the other $500 to debt, that seems like a lot of money to just disappear into thin air.

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