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I'm back ... again

October 26th, 2012 at 01:36 am

hello to anyone who is reading this...

I'm from Arizona and I'm trying to save up to pay off the ridiculous amounts of debt that I have.

My goals are to stash as much cash as I can and then take advantage of the settlement offers that I get from the collections companies, and also to get into good habits of managing my money.

I haven't done anything very saving-money-ish today.. although I did go to the college bookstore and sold back two books that I am done with.

Ok.. I will try and get into the habit of writing in this often, but I can't guarantee what I say will be interesting

Kristin

2 Responses to “I'm back ... again”

  1. creditcardfree Says:

    Welcome back!

    Just so you know, when you accept a settlement agreement with a creditor, the amount that is written off as uncollectable, is generally taxable to you. Here's an IRS link that explains it. It's always better to pay off your debts if any way possible.

    Good luck!!

  2. kristinxmarie Says:

    Thanks !!
    And no , I wasn't aware of that ... I'll look into that more , thanks for the info !! Smile

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